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Return Intelligence vs Signifyd

How Return Intelligence stacks up against Signifyd — features, pricing, and the honest verdict.

FeatureReturn IntelligenceSignifyd
Explains every score (signals, points, raw values, plain English)A number, sometimes a label
Automatic customer declinesNever — doesn't existOften a headline feature
Free 12-month leakage audit with the formula shownRare / gated
Confidence scored separately (low → human)
Preview-impact, versioned, rollback-able rulesOpaque updates
Your customers' data never shared across merchantsOften pooled
Chargeback / refund double-dip detectionRare below enterprise
Duplicate evidence-photo detection
One-click chargeback evidence packEnterprise feature

Other tools flag; Return Intelligence explains. The table below shows where an explainable, no-auto-decline, single-store approach goes further for most Shopify merchants.

The verdict

Signifyd focuses on order and payment fraud, typically powered by a shared cross-merchant fraud network. Return Intelligence focuses on return and refund abuse using only your store's own history — never pooled across merchants — with an explainable, deterministic score and a human always making the final call. Different job, different data philosophy.

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